Window replacement costs in Lafayette

Louisiana gives you a reason to document storm upgrades. Under the state's wind mitigation program, every admitted insurance company has to offer actuarially justified premium discounts for features that help a house resist storms, and opening protection is one of the techniques that may qualify, the Louisiana Department of Insurance says. Surplus lines insurers don't have to offer them. The survey has to be done by a building code official, a registered architect or engineer, or a third-party provider authorized by the state's construction code council. If your new windows are impact-rated, or you add shutters, that's the paperwork that puts it on record.

Lafayette has seen why it matters. In August 2020, Hurricane Laura damaged homes in Lafayette Parish with wind and falling trees, the federal hurricane center's report on the storm says. That October, Hurricane Delta brought a sustained 55-knot wind and a 65-knot gust to Lafayette Regional Airport.

Between storms, the weather is hot and humid. The parish is climate zone 2, the same as Cameron Parish on the coast. Around one in seven homes in the Lafayette metro was built before 1960, Census data show.